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(828) 765-6121

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Business Insurance

Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in the Spruce Pine area and throughout the state of North Carolina.

At Fortner Insurance Agency, we can design a specialized package according to your property, liability, and casualty needs. We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.

Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. So give us a call today or fill out one of our free online quote forms.

Business Insurance Products in North Carolina

  • Business Owners Packages (BOP)
  • Commercial Auto
  • Business Personal Property
  • Business Umbrella Policies
  • Church Insurance
  • Restaurants
  • Errors and Omissions
  • Equipment Floater
  • Risk Management
  • General Liability
    • Contractors
    • Retail Stores
    • Plumbers
    • Professional Offices
    • Property Managers & Owners
    • Electricians
  • Workers Compensation
  • Commercial Building Property
    • Apartment Owners
    • Self Storage
    • Condominium Owners
    • Store & Lock Centers
    • Retail Stores
  • EPLI – Employment Practices Liability Insurance
  • Professional Liability Insurance
    • Directors & Officers
    • Landscapers
    • Cyber Liability
    • Pollution Liability
    • Painters
    • Liquor Liability
    • Medical Professional
  • Service & Repair Insurance
    • General Repair Shops
    • Garage Keepers
    • Auto Body Shops
  • Crime
  • Inland Marine
  • Builders Risk

Call our office or head over to our quotes page to get started.

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Fortner Insurance Agency, Inc.
P. O. Box 39
311 Oak Avenue
Spruce Pine, NC 28777
Get Directions
(828) 765-6121
Newland Location
205 Linville Street
P. O. Box 189
Newland, NC 28657
Get Directions
(828) 733-2061
Banner Elk Location
156 Main Street E.
P. O. Box 808
Banner Elk, NC 28604
Get Directions
(828) 898-6366
Burnsville Location
600 W By-Pass, Suite 201
P. O. Box 818
Burnsville, NC 28714
Get Directions
(828) 682-2147


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