If you own a condo in Spruce Pine, Fortner Insurance Agency has you covered.
Condo insurance (also referred to as an H0-6 policy) covers your condo unit where your condo association insurance stops. Your association typically insures the physical structure/building and other common areas.
Association by-laws vary, but condo owners are generally responsible for the interior of their unit, or from the drywall in. Things like your floors, walls, cabinets and fixtures that your association’s insurance likely doesn’t cover.
Getting a copy of those by-laws is a good idea so you can understand what your responsibilities are in the event of a claim. We can help you understand the fine print.
Condo insurance for Townhomes
It’s also important to understand that some townhomes are insured like condos, and therefore require an H0-6 policy.
If you live in a town home, be sure that you have the correct type of insurance.
Fortner Insurance Agency is here to help you understand the differences between a homeowners policy and a condo policy.
Call our office today, or click here to get started with your condo insurance quotes
Privacy & Cookies Policy
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.