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Condo Insurance

If you own a condo in Spruce Pine, Fortner Insurance Agency has you covered.

Condo insurance (also referred to as an H0-6 policy) covers your condo unit where your condo association insurance stops. Your association typically insures the physical structure/building and other common areas.

Association by-laws vary, but condo owners are generally responsible for the interior of their unit, or from the drywall in. Things like your floors, walls, cabinets and fixtures that your association’s insurance likely doesn’t cover.

Getting a copy of those by-laws is a good idea so you can understand what your responsibilities are in the event of a claim. We can help you understand the fine print.

Condo insurance for Townhomes

It’s also important to understand that some townhomes are insured like condos, and therefore require an H0-6 policy.

If you live in a town home, be sure that you have the correct type of insurance.

Fortner Insurance Agency is here to help you understand the differences between a homeowners policy and a condo policy.

Call our office today, or click here to get started with your condo insurance quotes

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Fortner Insurance Agency, Inc.
P. O. Box 39
311 Oak Avenue
Spruce Pine, NC 28777
Get directions
(828) 765-6121
Newland Location
205 Linville Street
P. O. Box 189
Newland, NC 28657
Get directions
(828) 733-2061
Banner Elk Location
156 Main Street E.
P. O. Box 808
Banner Elk, NC 28604
Get directions
(828) 898-6366
Burnsville Location
600 W By-Pass, Suite 201
P. O. Box 818
Burnsville, NC 28714
Get directions
(828) 682-2147


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