Mobile & Manufactured Home Insurance Do you own a mobile home in Spruce Pine, NC? Fortner Insurance Agency can insure not just your mobile home, but the entire community! Mobile home or manufactured home insurance not only covers your mobile home; it can also cover: Detached structures on your property, such as a carport or garage Your personal belongings Living expenses if your home is seriously damaged by a covered loss Injuries that might occur on your property (up to the limits you choose on your mobile home insurance policy). Mobile and manufactured homes are not eligible for coverage under a standard homeowners insurance policy (H0-3) so you will need a special policy built specifically for mobile homes. Call our agency today, or go to our quotes page to start your mobile or manufactured home quote.